Terms of Use

Use the tools freely. They are provided as they are, and the results are yours to check.

Use of the service

The tools on this site are currently provided free of charge, for personal or commercial work, and can be used without an account. You may use the outputs — calculations, exported images, drawn results — however you like.

An account is free and optional. It holds your saved tools and your history, and is what any paid feature would be attached to. You are responsible for keeping your sign-in details to yourself.

Please do not attempt to disrupt the service, scrape it at a scale that degrades it for others, or present it as your own product.

No warranty on results

The tools are provided as they are, without warranty. Calculations are implemented carefully and the method is explained on each page, but they are not professional advice.

• Loan and salary figures are estimates. Rates, tax tables and deductions change, and your actual terms come from your bank or payroll.
• Exchange rates are European Central Bank reference rates, not the rate any bank will give you.
• Draws and shuffles use the browser random number generator. They are fine for games and giveaways, not for anything requiring certified randomness.

Check anything that matters before you act on it.

Availability

Tools may be added, changed, renamed or removed, and the service may be unavailable at times. Nothing here depends on an account, so nothing is lost when that happens.

Individual features may be offered on different terms in future, including ones that require registration or a fee. Anything of that kind will say so plainly before you use it, and the tools available free at that time stay free to use.

Advertising

The service carries advertising. We choose the placements — fixed slots that do not cover a tool — but not every advertisement shown. Dealings with an advertiser are between you and them.

Liability

To the extent permitted by law, Toolbit is not liable for loss arising from use of the tools or reliance on their results.