The Amount
Result
LiveWhat This Rate Is
How it worksThis is a reference rate, not a price you can buy at.
Reference, not retail
Central bank rates are the midpoint. Banks and exchanges add a spread on top, typically one to two percent each way.
Mid rate ± spread
Cards add their own margin
Overseas card payments settle at the network rate plus an issuer fee. The figure on your statement will sit above this one.
Network rate + fee
Rates are daily, not live
European Central Bank rates are published once each business day. Between publications this number does not move.
One publication per business day
Cross rates are derived
Won to yen is not quoted directly — it is derived through the dollar. Tiny rounding differences are normal.
KRW → USD → JPY
Questions
03Why does my bank quote a different rate?
Banks add a spread to the reference rate and charge a handling fee. Expect one to two percent above this figure when buying.
Does it work without a network?
Yes. A rate table is stored in the page, and the source line tells you which one is in use.
Is anything I type sent anywhere?
No. Only the rate table is fetched. Your amount is never part of that request.